Understanding the Risk levels:

1. Aggressive risk

• - primarily focused on pursuing above-average portfolio appreciation over time
• - someone who can tolerate higher degrees of fluctuation in the value of his investments
• - someone with high return expectations
• - someone who wouldn't need the money from their investments for 15 years or more
• - someone with a portfolio that has exposure to various asset classes but will be heavily invested in equities

2. High risk

• - primarily focused on pursuing portfolio appreciation over time usually an experienced equity investor
• - can tolerate market downturns and volatility for the possibility of achieving greater long-term gains
• - someone who wouldn't need the money from their investments for 10 years or more
• - someone with a portfolio that has exposure to various asset classes but primarily invested in equities

3. Medium risk

• - looking for a balance between portfolio stability and portfolio appreciation
• - willing and able to accept a moderate level of risk and return
• - an investor focused on growth but looking for greater diversification
• - someone with a portfolio that primarily includes a balance of investments in bonds and equities

4. Low risk

• - willing and able to accept some risk or volatility
• - primarily focused on pursuing a modest level of portfolio appreciation with minimal principal loss and volatility
• - someone with a portfolio that primarily includes investments in cash and bonds with some allocation in equities